Michael Gayda
Sales Manager
NMLS#: 177621
Mgayda@annie-mac.com
About Michael Gayda
Biography
In today’s fast-evolving lending landscape, finding a trusted guide to navigate the process is essential. With over 20 years of experience and thousands of satisfied clients, we’ve honed a streamlined 3-Point Approach to make your home financing journey seamless and exceptional.
Clear Communication: From start to finish, we keep you informed. Regular updates ensure you’re always in the know, with every step—application to closing—explained clearly and promptly.
Unmatched Expertise: We don’t just provide mortgages; we deliver tailored strategies backed by deep industry knowledge. Our team stays ahead of the curve, offering insights and solutions that set us apart.
Innovative Tools: We pair a wide range of mortgage options with cutting-edge technology, customized to your unique needs.
Whether it’s your first home or a major renovation, we make the process efficient and accessible. We understand that every client’s path is distinct—buying new construction isn’t like purchasing and renovating a fixer-upper, and your first home purchase feels different from your fifth. That’s why we’re passionate about crafting a personalized experience that exceeds your expectations.
Let’s make it happen together!
My team and I are experts in the following Residential Lending options:
First Time Homebuyer Loans
Jumbo
Conventional
FHA
VA
USDA
Renovation Loans
What People Say About Us
Happy Customers
Featured Products
Cash2Keys
Featured Product
In a competitive market, you need an edge. With Cash2Keys, you don’t just bid—you win. Make cash-backed offers that stand out and beat the competition. Already own a home? Buy Now, Sell Later lets you secure your next home first, so you can move on your terms—not the market’s.
Access Home Equity
Featured Product
As you start to make payments on your mortgage, you gain equity in your home. Take advantage of the equity you have built up over time and receive cash for large expenses, consolidating your debts, or home repairs and updates.
Buydown
Featured Product
A temporary mortgage interest rate buydown is a home financing strategy that home buyers can use to temporarily lower their interest rate to make their monthly mortgage payments more affordable.